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The directors, management and staff of Atlantic Home Lending, Inc. are concerned about and respect the privacy of our customers’ personal financial information. This notice is being provided to you pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission’s implementing regulations thereunder, 16 CFR Part 313.

Types of Information Atlantic Home Lending, Inc. Collects and May Disclose:

We collect nonpublic personal information about you as described below:

Ø Information we receive from you on applications, forms or via the telephone such as name, address, social security numbers, employer, income and assets.
Ø Information about your transactions with us, our affiliates, or others; and
Ø Information we receive from a consumer-reporting agency such as creditworthiness and credit history.

Atlantic Home Lending, Inc. does not disclose nonpublic personal information about you to any outside organization other than for the support or promotion of our own products and services or as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide you with our products and services. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.